TexasHealthOptions.com

Child Medical Support:

If you’re unable to obtain a group policy (either through your employer or other group), and exceed the income requirements for Medicaid and CHIP, you may be able to buy individual coverage for your child directly from a Texas-licensed health carrier.

Many insurance carriers offer children’s-only coverage.  You can view a list of carriers offering individual child-only plans on TDI’s website.

Individual coverage may be purchased as either an indemnity or managed care plan. Indemnity plans are sold exclusively by insurance companies, and will generally cover services from any licensed health provider as long as treatment is consistent with the terms of the policy. Managed care plans can be sold by both insurance companies and HMOs.  Typically, managed care plans are more affordable than indemnity plans, but indemnity plans provide members with the most flexibility in obtaining health services. The trade off is essentially choice versus cost.

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